ray, thank you for having us back. and, you know, we always -- for stu, you know, leading authorities put our kids through school, have fed them, put clothes on and do a wonderful, wonderful job, and we always love dealing with leading authorities. and it's just a fabulous speakers' bureau. but thank you all for coming out. we've now had one night of sleep, and i think -- yeah, more or less. and i tried an experiment this morning while shaving. i decided to try to put everything that was really important, i thought, on one 3x5 card and just to kind of boil it down. so here are just some reactions and, hopefully, over a couple weeks, next couple of weeks, you know, all of our thoughts will sort of evolve, get a little more polished. to me, you sort of look through sort of somewhat sequentially this year, and you say what are the important things, what happened? i think the first one you start off this year, we had an economy that wasn't supposed to reelect a president. and, yeah, i mean, not individual statistics, but g